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It's not an advertisement and it's not about "savings account." It specifically uses wording to avoid that.

CNN: Only 39% of Americans can afford a $1,000 emergency expense

https://www.cnn.com/2021/01/11/success/1000-emergency-expens...



CNN is literally citing the previous content marketing piece you posted. Are all your citations circular, to the same article that is encouraging people to put their extra cash in useless savings accounts? The vast majority of Americans keep their extra cash in a checking account for convenience, and less commonly a money market account, all of which is explicitly excluded from "savings" in that article. Savings accounts only profit the banks, people don't have a use for one these days.

Meanwhile, you ignore US Federal Reserve surveys, US BLS statistics, etc that are detailed, authoritative, and provide the basis for most economic modeling. Probably because they obviously and transparently contradict your assertion in considerable detail.


> US Federal Reserve data ... around 13%.

No, it's 37%. And they can't pay an unexpected expense of $400. They have no data on $1000.

https://www.federalreserve.gov/publications/2020-economic-we...

You continue to accuse me of not being objective when you are the one who refuses to go outside your door or look out your window. Poverty is endemic in America. Period.




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