You pay health insurance in Europe, it's just that it's baked-in in the salary and you have no choice than to pay for the public system (as there is very little competition).
For example, in Estonia the minimum you have to pay per month just to health insurance is 201.20 EUR and this barely covers anything except extreme injuries, so on top you add a private insurance :|
In finland you are also required to pay for public health care. But employers are also required to provide private healthcare for workers. Vey nice to pay for both public and private healthcare on top of insane income taxes.
Can you elaborate? If you're talking about government health insurance fund (Haigekassa), AFAIK it covers everything fully, and limited dental and eye, doesn't it? Or am I missing something?
You can't in Austria - you can additionally get a private insurance, but it's by no means mandatory.
Although I pay most of my urgent stuff in cash, and get it back later (not everything), because otherwise I have to wait 3 months + for a simple scan :/
Oh yeah, definitely. The security net is great. And I get that for it to work, it needs to be paid for.
I think that the downwards movement is more based in the population aging though.
And the reason I hate it, is literally because there is no opt out at all. Hell, I'd use the public option if there were an opt out because it works well enough for me.
German healthcare system is really interesting, and I wonder if it should be a model for US more so than Canada. Not even because there are some inherent advantages, but because it would be an easier sell politically. Even the "public" part isn't really state-run, but rather a bunch of heavily regulated but still independent non-profits - some territorial, some industrial, some specific to (particularly large) employees.
The opt out is after a fairly high income. Most people will be in the public option (yes,yes, private insurance but required by law). Most people will average 300-500 euro per month plus the employer contribution.
I am curious about the 300-500. If this is per house hold or per employed adult.
For example, in Estonia the minimum you have to pay per month just to health insurance is 201.20 EUR and this barely covers anything except extreme injuries, so on top you add a private insurance :|