It's all about the delta of low-cost to high-cost electricity. Most utilities are introducing time of use plans that expose customers to prices closer to the wholesale markets.
A few kWh from the middle of the charge range has about zero cost to battery life, and the owner has to pay the carrying costs of a car anyway, so their costs will be less than the cost of dedicated grid storage for those few kWh.
A few kWh from the middle of the charge range has about zero cost to battery life, and the owner has to pay the carrying costs of a car anyway, so their costs will be less than the cost of dedicated grid storage for those few kWh.