If we are talking about credit card fraud for World of Warcraft accounts, the cost to fight it is far higher than ignoring it or kicking it back to your credit card company. There is 0 incentive for them to care other than doing the bare minimum because it's not their problem, it's the credit card company's problem.
They offer MFA and that's all they should have to do.
Did you dodge the question because you knew that you couldn't be consistent or because you felt that bringing up a new topic was better?
> There is 0 incentive for them to care other than doing the bare minimum because it's not their problem, it's the credit card company's problem.
I don't buy this and it sounds incredibly myopic. If it wasn't "their problem" then they wouldn't be doing anything about it. Which the OP talked about. So they aren't just taking the money and letting the credit card companies handle it, that doesn't even make any sense. Credit card companies have to get the money back. Honestly, it sounds cheaper to report it if reporting it leads to a significant reduction because you then have to pay fewer people to deal with this issue and process far fewer charge-backs. It's not much work to do (literally create a program to automate filling out a forum to the gov). We're arguing over less than a week's amount of work.
Plus, it's the right thing to do. Idk about you, but money doesn't run my entire life. Letting it seems incredibly myopic as well. Money is just a tool to help me better my life but it sure isn't the only way to do that. And if we're not trying to do "the right thing" then the fuck do we even have a society for? Seriously, please reconsider your actions, because you're enabling the shittiness in society. I'm not saying you gotta be a saint, but if there's a pretty cheap action you can do to make your society any bit better, just do it.
They offer MFA and that's all they should have to do.