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Recovery codes is an option, for one.

Since we're talking about a legacy bank here, going to a branch and proving your identity is an option.

Worst case, you could always call and speak to a human who will do whatever verification they do if you forgot your password, which is functionally equivalent.



Do TOTP authentication apps typically provide recovery codes option? Can they squash all of the added TOTP codes you have in the app into one code?




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