You can get access to it, but it's a quest. You need to buy a volume license, and this requires at least 5 licenses (about $300). Then you'll be eligible to buy an LTSC version.

It doesn't require a corporation or anything, you can do that as a private person. But it IS annoying.

Why not just get the iso, install, activate with massgravel and be done for life?

Because it's illegal and that matters to some people

That's true indeed, but Microsoft is not giving us any other option so why not use the good version at home? I mean what is the risk really?

MS has always been (and probably still does) wanting you to pirate Windows instead of jumping to Linux or Mac.